Self‑Employed, Adverse Credit or a non‑Standard Situation? Then I’m here to help you.

Image of Gary Poyntz

If your situation isn’t straightforward then you’re in the right place.

I specialise in helping people who’ve been told “computer says no”, who feel unsure where to turn, or who simply need someone who understands how real‑life finances work.

I also help first‑time buyers, home movers, remortgages and buy‑to‑let but most people come to me because their case needs a bit more care, clarity and expertise.

Start Your 60‑Second Mortgage Check

The Simple 3 step Process.

  1. Complete your details and I'll carry out an initial review.

  2. If I can help, we'll arrange a call to discuss your circumstances and requirements in more detail.

  3. I'll then search my panel of over 200 lenders and come back to you with the most suitable options based on your circumstances and requirements.

A cozy brick house illuminated by warm yellow lights, reflecting off the wet street on a rainy night, with street lamps and a Union Jack flag in the background.

“Most of my clients arrive feeling unsure, stressed or worried they won’t be able to get a mortgage; especially if they’re self‑employed or have credit blips.

My job is to make the process clear, calm and achievable. I’m based in Essex, and I give straightforward, honest guidance.

If your situation feels complicated, that’s exactly what I’m here for.”